Your home should be safe, healthy, comfortable and affordable.

Because we are more flexible than other lenders we may have the solutions that you are seeking.
Whether you're looking to buy your first home, looking to make repairs to your home or rental property, we can help.

Equity Builder Loan

When purchasing your first home, you need every financial advantage to ensure the investment you're making is a good one. We can help you purchase a home with a down payment of more than 20%, helping you avoid a monthly Private Mortgage Insurance (PMI) payment. Over the course of home ownership, this can result in substantial savings.

    This unique service can save you money in the following ways:

  • Provides closing cost assistance by going to 105% Loan to Value.
  • Eliminates PMI payments, which equals a lower monthly payment and faster building of equity.
  • Gives you money for closing
  • Provides long-term savings
  • 15-year loan

We partner with local banks to offer a program allowing you to take advantage of these savings.
*Opportunities are limited

Home Improvement Loan

Does your home or rental property need a new roof? Are you thinking about updating your kitchen or fixing your bathroom? We can help. Because we are more flexible than a traditional bank, we might be able to assist you at times where a traditional bank cannot. We provide affordable terms to meet your needs. We are here to guide you towards the best solution for you and your home.

Energy Saver Loan

    Your energy efficient upgrade doesn't have to be expensive to make your home more comfortable. And it can even save you money over the years. Energy efficient improvements may include furnaces and hot water heaters. Many resources are available to help you transform your home into a comfortable living space. We offer:

  • Fixed interest rate of 3.49%.
  • Unsecured loans up to $8,000.
  • Loan terms up to 5 years.
  • An energy audit to determine your best options.

Ready to learn about our energy services?

Want to learn how to qualify?