HOME IMPROVEMENT RESOURCES
NeighborWorks® Rochester offers affordable home repair loans for repairing and improving your home. As a non-profit Community Development Financial Institution (CDFI), we are more flexible than a traditional bank with our lending, with NO income limits for our loan program.
To find out more, come to our weekly information session:
What: Home Improvement Resource Orientation
When: Every Wednesday Evening, 5 pm to 6 pm
Where: 570 South Avenue, Rochester (in the heart of the South Wedge!)
LANDLORD OPPORTUNITY LOAN
Are you considering broadening your investment strategy? Have you ever considered owning real estate as an investment? Perhaps you're looking to expand your current real estate portfolio. NeighborWorks® Rochester offers a loan product that can help you achieve your financial goals.
Unlike other funding institutions, we can be more flexible with assisting you.
Loan-to-Value Ratio can be as high as 95%.
For properties throughout Western New York (West of Interstate Route 81).
Proceeds of the loan can be used for purchasing and rehabbing a new residential or mixed-use property, or remodeling a building you currently own.
ENERGY SERVICES LOAN
Your energy efficient upgrade doesn't have to be expensive. There are many resources available to help you transform your home into a comfortable living space. We offer:
Competitive interest rates.
Unsecured loans up to $8,000.
Loan terms up to 5 years.
An energy audit to determine Savings-to-Investment Ratio (SIR).
HOME PURCHASE - 80/20
When purchasing a home, you need every financial advantage to ensure the investment you're making is a good one. When you purchase a home with a down payment of more than 20%, you avoid a monthly Private Mortgage Insurance (PMI) payment. Over the course of home ownership, this can result in substantial savings.
NeighborWorks® Rochester currently works with First Niagara Bank to offer a program allowing you to take advantage of this savings. Give us a call to get more details.